Client Categorisation Policy
Last updated: February 2026
1. Overview
Montrock Ltd categorises all clients in accordance with FSC Mauritius requirements. Client categorisation determines the level of regulatory protection applicable to each client relationship.
2. Client Categories
Professional Client
Clients who possess the experience, knowledge, and expertise to make their own investment decisions and properly assess the risks involved. Professional clients receive a tailored level of regulatory protection.
Institutional Client
Licensed financial institutions, regulated funds, government bodies, and large corporates meeting quantitative thresholds. Institutional clients are considered the most sophisticated category.
3. Categorisation Process
Client categorisation is determined during the account opening process based on a qualitative and quantitative assessment. Clients are notified of their categorisation and may request re-categorisation subject to meeting the relevant criteria.