Know Your Customer (KYC) Policy

1. Policy Purpose

This policy sets out the procedures Montrock Ltd follows to verify the identity of clients, beneficial owners, and authorised representatives, in compliance with FSC Mauritius AML/CFT requirements.

2. Identification Requirements — Individuals

• Valid passport or national identity card (certified copy)
• Proof of residential address dated within the last three months (utility bill, bank statement)
• Tax identification number (where applicable)
• Source of funds declaration and supporting documentation

3. Identification Requirements — Corporate Entities

• Certificate of Incorporation
• Memorandum and Articles of Association
• Register of Directors and Shareholders
• Identification documents for all directors and ultimate beneficial owners (≥25%)
• Board resolution authorising account opening

4. Ongoing Monitoring

Client information is subject to periodic review. Clients are required to notify Montrock Ltd of any material changes to their circumstances. Accounts may be suspended if updated KYC documentation is not provided upon request.